10 Tips for an Affordable and Easy Move

10 Tips for an Affordable and Easy Move

You know those words that the mere mention of make you panic? Terrible words and things like “moist,” “spiders,” or “exam” that all make you cringe? Of all the anxiety-producing words, the word that probably makes my heart race the worst is moving. I loathe moving entirely. While I actually enjoy a change into a new apartment, the process of moving is miserable to me. So much packing, organizing and actual moving. If you’re like me and live somewhere with relatively expensive housing costs, you will find that you move…

Why You Need Health Insurance (And How to Get It)

Why You Need Health Insurance (And How to Get It)

Health insurance is hands down the most confusing part of adulthood. And seriously, how overwhelming can they make it for a recent college graduate? You get your first job, you sit down for a benefits meeting with an HR representative you’re probably intimidated by, and they ask you to sign up for a bunch of stuff that looks like another language. Health insurance is high priority, and decisions about health insurance should be made with thoughtful consideration. With my current job being in Human Resources, I am lucky to get…

How to Save on Flights

How to Save on Flights

Since I’ve moved 1000 miles away from home (from northern Iowa to Charleston, SC), I’ve prioritized for flying home every few months to see my family. This year, I will be making the trip at least 4 times, as was the case last year. It’s an 18 hour drive, so naturally I prefer flying. While I am on a budget,  I still allocate money for travel expenses, as it is important to me (the pros of budgeting!!). Through much traveling the past few years, I’ve gained some knowledge about how…

10 Cheap (Or Free!) Gym Alternatives

10 Cheap (Or Free!) Gym Alternatives

One of the expenses I constantly have an internal debate over is the worth of having a gym membership. Everyone should value their health and make the effort to stay in shape, but gym memberships are a costly recurring expense. To save money, here are some ideas of ways to stay in shape without buying a gym membership. 1. Buy a bike. It doesn’t have to be fancy, unless you’re a serious biker, but finding a cheap or even used bike is a great way to get some exercise. 2….

How to Make a Major Career Switch

How to Make a Major Career Switch

Are you still clueless as to what you want to do for a career? Having regrets about your college major? Not sure where to start? Me neither. College is one thing, but working a job rather than studying is a totally different dynamic. No matter how many internships or job shadows people do, I know so many people who graduate and are lost. Me included!  My background: I studied hospitality and tourism in school. I loved leaning about service, food, travel, accommodations. Everything. I thought I found my dream major….

10 Ways to Save on Your Dream Wedding

10 Ways to Save on Your Dream Wedding

So life has been a little hectic lately because…I got engaged! Somehow my fiancé (still weird to say!) managed to surprise me, even when I am the snoopiest person ever. So now we have jumped into wedding planning. Luckily, I do a lot of event planning for my job and my fiancé is a project manager so we know how to plan and budget. So on the financial side, I always preach about how planning ahead and saving for something is my biggest budgeting secret. I don’t like surprises. Some…

How to be a Bridesmaid Without Going Broke

How to be a Bridesmaid Without Going Broke

Being asked to be a bridesmaid is an honor, but it also brings a lot of obligation and responsibility. And the dollars can quickly rack up if you aren’t prepared. If you’re truly struggling financially, here are 7 tips to not go broke as a bridesmaid (and won’t ruin your relationship with the bride!) 1. Be honest. Before you say yes to the bride, be truthful about your concerns. Even just saying “I am honored and so happy for you and would love to do it. I do, however, have…

20 Cheap Date Ideas

20 Cheap Date Ideas

Dating, whether it’s a first date or a 500th date, can leave a hole in your pocket if you’re not careful. Skip the fancy dinners and try one of these options instead. Your budget will thank you! Go to happy hour. Even join some friends for a double-date. Stick to the specials to save even more money. Have a picnic in the park. Pack up some simple sandwiches or snacks and a blanket (and maybe some bug spray!) Take a stroll on the beach. Okay, I know not everyone is…

Why I Signed Up for my First Credit Card

Why I Signed Up for my First Credit Card

  As a personal finance blogger, I hear a lot of controversies about credit cards. Yet you see so many people busting out their platinum card for everything, and racking up thousands in credit card debt. So what’s a girl to do? I signed up for a credit card for a few reasons: I have great credit. I clearly have exhibited that I can pay off debt on time. I have a comfortable emergency fund and am not getting a credit card “in case of emergencies.” It is an easy…

A Fashionista’s Guide to Saving

A Fashionista’s Guide to Saving

Shopping is my weakness. And trying to shop on a budget…the thought used to depress me (maybe I have a problem!). When I first started shopping on a budget, I used to be a serious bargain hunter and restrict how much I would pay. But I soon realized that my closet was filling with a lot of cheap crap that I didn’t like or wear. As I get older, I am beginning to understand the point of investing in nice, quality pieces for my wardrobe that will last. While I…