Life and Finances Update

It has been radio silent over here for a few weeks, and I’m sorry to have missed you!

As I have mentioned, my only “resolution” this year has been to be a little nicer and less hard on myself. So I actively chose to skip blogging for a few weeks.

Life is always crazy and busy, but honestly, these last few weeks have been very challenging for me.

As you may know, I am getting married at the beginning of March, which is coming up SO SOON. Wedding planning has been very time consuming. And other than that, life has been filled with a lot of travel. And some amazing things have been in the works for my freelancing business, so that has been even more consuming.

So here is a little update on where I have been.

Finances

Y’all. Weddings are insanely expensive. But I am SO happy to report that we are significantly under budget for our wedding. This mostly is due to the fact that we are having our wedding where we live in Charleston, while all of our family is from the Midwest. Due to the distance, we are actually having about 50 fewer people attend than we originally estimated. Though I am sad to miss those people, I am obviously happy for the savings!

And though weddings are expensive, we have gotten some generous gifts in the form of presents and money. This has been a huge blessing to our finances!

I also turned in a life insurance policy and added the income from that to our emergency fund. We also found some super old school saving bonds that we cashed in for extra savings. Yay for finding random money!

All of my freelance and blogging income has been going towards our emergency fund as well, which has probably been the biggest factor to us getting ahead on our emergency fund.

We haven’t been focusing much on our debt this year because we have been building our emergency fund to be able to cover 3-6 months of our living expenses. We have actually already met our emergency fund goal. I wasn’t anticipating on reaching this goal until December, so it has been really exciting to see all of our hard work pay off!

Now that we have met our emergency fund goal, I’m excited to begin paying off our student loans hardcore. We don’t have an exact plan of attack yet, but we will be using the debt avalanche method to pay off our highest-interest student loans first.
So I feel pretty good in the financial area, but I’m hesitant to get too excited. It always seems like as soon as you feel good about money, your car breaks down and you owe a ton of money! Haha but in reality, I know that it will happen sometime so I am glad we are prepared.

Freelancing and Blogging

As I mentioned, great things have been happening in this area! I have some more freelance clients in the works, and I have had the opportunity to work with some sponsors for some awesome products and services.

I plan to work on my Pinterest strategy to get my blog stats up and I am hoping that this will result in a higher advertising income as well.

Wedding

Is it okay to say that I’m excited for the wedding to be over? Obviously I’m ecstatic to get married, but I am so over the planning process!

I think we have done pretty good at keeping wedding expenses low. But I have never felt so “loose” with my money. There are so many random purchases to make, and I don’t think I’ve ever spent so much on simply stuff. Usually, I take a lot of time to consider purchases, but with weddings, I feel like I’m constantly swiping my credit card. Thankfully, we saved plenty for the wedding!

Personal

I feel pretty good mentally/physically/emotionally. Stepping back from the blog for a few weeks was a difficult decision, but I would have driven myself crazy trying to keep up with it.

Andrew and I made it a goal to watch less Netflix and go on a walk every evening. This has made me feel so much better and honestly, it has taken so much pressure off. I used to feel like a failure if I didn’t workout every day, but now I can at least know that I get a good long walk in on the days I don’t workout. Limiting Netflix has opened up our schedules and has just given us more time to do things we truly love. Once I finish my tasks for the day, I often find myself with a few extra hours left in the night. Where I normally would dive into rewatching Grey’s Anatomy for the 21971 time, I actually have time to play piano, take a bath, or just go to bed early.


So that’s about all I have been up to lately! I have been working ahead on some posts to try to get back on track and I have some really exciting things to share with you guys!

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14 thoughts on “Life and Finances Update

  1. I was so, so thrilled once all of the stupid wedding stuff was over for our wedding. I know I was supposed to be excited, but oh man, I do not miss it AT ALL. I almost canceled the whole thing for an elopement at least 7 times. It will drive you crazy. ๐Ÿ™‚ But congrats on getting below budget for it! It’s possible to have a cheap wedding, but it does involve some planning and resourcefulness.

    I’m not sure if this helps, but I create a backlog of posts to go out for my blog. It means I can go a month or two without writing a damn thing and stuff still goes out. It’s been great for my sanity. ๐Ÿ™‚
    Mrs. Picky Pincher recently posted…What A Frugal Weekend!My Profile

    1. Glad to know I’m not crazy for feeling like that about the wedding! Haha and I’ve been trying to work ahead but this blog has taken a bit of a backseat with everything else. Hoping to get a better schedule down after the wedding. I miss my regular schedule!

  2. You are so right, weddings ARE expensive lol. I don’t even understand why! People can have super cheap parties, but everything automatically costs 5x more when you say “wedding”. I love how you made a plan to step back from Netflix, I need to plan that out as well!

  3. Aw, Rachel! I’m so happy for you congrats on the wedding! I’m so happy for you! Also, how long have you been blogging? Would you say that this is the percentage breakdown of your blogging income? I totally understand if you don’t want to give actual numbers but I’m just really curious about how bloggers are generating income.

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