How to Make More Money At Your Full-Time Job

Do you feel stuck at your current salary? Here's exactly how to start earning more at your 9-5 job.Who doesn’t want to make more money at their 9-5 job? It’s common for people to feel like they aren’t being paid enough for what they do at work. Sometimes, though, instead of doing anything to try to earn a raise, people feel stuck with what they are making.

Clearly, companies are trying to get the most bang for their buck. If you’re okay with an annual 2-4% raise, your employer could continue that pattern every year. While you probably shouldn’t make a big stink and complain to your employer about your current salary, there is plenty that you can do to prove you deserve a raise and actually get one.

Here’s how to make more money at your 9-5.

1. Know Your Worth

It’s hard to know what you want your salary to be if you don’t know what is realistic. Salaries depend on many metrics, including years of experience, where you’re working, what industry you work in, job title, location, and education. A lot of people have a salary in their head of what they would like to be paid, but unfortunately, that is often unrealistic.

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10 Lessons I’ve Learned in my First Year of Blogging

So it’s sort of my blogging anniversary. This blog has been around for quite awhile, but it’s only been in the past year that I have devoted time and effort to post (mostly) consistently. It’s crazy that it’s already been so long! I have learned SO MUCH from blogging and I can’t wait to see how much more this little space can grow.

When I started this blog, I never would have imagined I could be someone who made money through blogging. I started a blog mostly as an experiment and to exercise my passion for finance and writing. It has grown so much more (and much more quickly) than I ever could have imagined. To think, after only a year and I am already making money from blogging!

If you’re interested in starting your own blog, read my free tutorial here!

Not only that, but my blog has lead to the opportunity to get paid to freelance write for other bloggers and companies. Honestly, it has been so amazing to get paid well for writing! I know I have a lot left to learn, but I have learned so much during this past year of blogging. Some were fun lessons to learn, but most were complete fails, so I hope you have a laugh and learn from my mistakes!

1. You Need to Create Content People Want to Read

A blog is your own personal space, and I definitely think you should share as much of your life on there as you want. However, if you’re serious about earning money while blogging and getting actual people to visit your blog, you need to write solid and engaging content that people want to read.

This was a huge shift in thinking for me. No one was going to find my blog if I only wrote about my own life and finances. I had to have an applicable takeaway. So I started thinking about blog post titles. If I was writing something that didn’t have a strong title, I knew it wouldn’t perform well.

I occasionally still do personal and financial updates, but I know that these won’t drive traffic to my blog, so I don’t spend time marketing them.

2. Consistency is Key

This is cliché, but it is so true. Once you build up any following, even if its tiny, you need to be there for your readers. They will expect a steady stream of blog posts!

This isn’t to say you need to post every single day. Lord knows I do not. But chose a time – maybe every Monday, Wednesday, and Friday or just once a week on Mondays. Post new content the same time every week.

3. Be Prepared to Make Income

I say this because I was totally not prepared to make any money. So all of the sudden, I had people reaching out to me wanting to partner with me or hire me and I had no idea what to do!

I suggest thinking about what kind of work you might do. Would you be open to affiliate partnerships? Different advertisers? Freelance writing opportunities?

Currently, I make money through all 3 channels, so I need to have material for any potential client to understand what services I offer. I created a media kit, which has been a literal lifesaver! I’ll have to do a post on media kits in the future, but essentially, a media kit is a snapshot of who you are, what you do, what services you offer, your stats, and your rates. It sounds like a lot, but my media kit is just a simple one-page document. I update it periodically when I change my rates. Now, when I reach out to a potential client or vice versa, I simply send this document to them. It helps me to always be prepared for new opportunities!

Once you start making money, I also HIGHLY suggest opening a separate bank account for your blogging income. I personally use Capital One 360 savings, and I can’t recommend it enough. It’s all online, which allows them to give me higher interest rates on my savings! If you’re interested and open an account today through my link, you’ll get $25 once you simply deposit just $250 into a new account.

4. Hard Work = More Pageviews = More Money

While this isn’t always true, I definitely see a correlation between my hard work and how much I make. When I slack a little on the blog, I don’t receive as many page views, which definitely leads to a decrease in blogging income.

Good things come to you when you work hard! Blogging is a lot of hard work, especially at first, but it’s fun if you’re passionate about it!

5. Back It Up

No, I won’t tell you to get low. But hear it from me. Back. Up. Your. Darn. WEBSITE!

There may have been a time when I first started blogging that I accidentally deleted my entire website *SHAME and EMBARRASSMENT*

Luckily, I didn’t have a ton of content, and I was able to recover all my content. I just used it as a good excuse to redo my blog layout and design,

6. Be True to Yourself

Remember, above all, that this is your blog. Look to other blogs for inspiration, but be YOU! The world doesn’t need two of the exact same blogs.

I struggled with this a lot at first. I would read blogs that were written in a much more professional and formal tone. I thought I was supposed to write like them! But I realized that it’s not who I am and it’s not what I want this blog to be about. I want this blog to be a fun place to learn about finances and such. So I won’t hide the fact anymore that 99% of the blogs I write are while I’m on my second glass of Cab and rewatching Greys.

Keep in mind, this also applies to choosing who you work with and represent. I’ve had the opportunity to work with some companies and brands I really truly love and would recommend. I’ve also had a lot of shady brands reach out to work with me. It can be hard to turn down money, but if it isn’t a brand you can 100% stand behind, it’s better to turn down an offer than to sacrifice your integrity.

I truly do believe that, so that’s why I try to be honest with you guys in that I do get paid for affiliate links and sponsored posts. But I don’t partner with any company, product, or service I wouldn’t 100% recommend.

7. Pinterest is Your Best Friend

Most of my traffic comes from Pinterest, and it has honestly been the best tool I’ve used so far when it comes to blogging.

Even though I LOVE Pinterest, there is no way I can be on it 24/7 and figure out the best times to pin and share my content. So I pay for two services that do it for me. I can’t decide which one I like better, so I still use both Boardbooster and Tailwind to schedule my Pinterest feed. They both have their pros and cons. I think Tailwind is easier to use, but I get better results from Boardbooster, so I continue to pay for the smallest plan on each.

8. Have a Flexible Attitude

You can read about blogging and learn as much as you can, but it really is something you have to just dive right in and take as it comes. No amount of preparation can really prepare you (I’m Type-A and can’t believe I’m saying skip the planning!)

Opportunities will arise. You’ll face rejection. You’ll have viral posts. You’ll also have months with very low traffic.

9. Focus on Collaboration, Not Competition

The personal finance blogging community has been so freaking supportive. There are a lot of money blogs out there, but I have never felt like they are my competition. Other PF bloggers have been encouraging and willing to share their wisdom. I’ve learned so much from other bloggers and they have helped me out a ton. I love getting emails from other bloggers and that I know I can reach out to a variety of different people if I need anything.

Personal finance bloggers are so collaborative that we even have our own website directory, created by a few bloggers! Check it out!

10. Have Fun with It!

Blogging is as fun or as stressful as you make it. Push yourself to do well and be consistent, but also enjoy the freedom to write about whatever you would like.

*Bonus! Learn How to Code!*

You don’t need a deep understanding of coding, but as I wrote this, I am so glad I learned a little CSS. WordPress blog themes generally make it easy to make this website look pretty, but sometimes I do have to go in and change the code to get it to look exactly how I want. Learning coding isn’t as difficult as it sounds! I highly recommend checking out Codeacademy.com (and it’s free!)

Are you a blogger? What lessons have you learned? If you’re not a blogger, do you have questions about blogging? Comment below!

Want to make money in the comfort of your own home and on your own time? A blog is the honest-to-goodness best way to start making money on your own terms. Here's a step-by-step tutorial on how to start your own blog today!

How to Start a Profitable Blog

When people find out that I make money through blogging, it never fails that they ask how to start a blog themselves. So today I will explain exactly how I set up my blog with Bluehost and give you step-by-step instructions.

If you start a blog using my link, you will receive a very low price on Bluehost hosting, AND you will receive a FREE domain name. It’s super easy to do, so let’s get started.

I’ve been blogging consistently for less than a year, and in that time, my blog has earned me significant money as well as given me the opportunity to earn even more money with freelance writing on the side. Never did I expect anyone to actually read this blog, and I definitely never thought I could actually make money.

I could go on and on (and on) about how much blogging has benefited me and why you should start one. But I will try to be brief! Blogging has allowed me to earn extra income on top of my 9-5 job. I’ve used that money to pay down my student loans and save for my wedding. I’ve had the opportunity to work with incredible brands, improve my writing skills, and meet some really incredible fellow bloggers.

It’s a lot of work, but so worth it to me. I love feeling like I have control over my income, and blogging has provided me extra security if either my fiance or I lost our jobs. Plus, the extra money is always nice to have (and all the freebies I get from blogging is a major perk, tbh!)

Big bloggers earn hundreds of thousands of dollars every MONTH. Yes, you read that right…many bloggers are making over a million dollars a year from working online.

Many people tell me they have thought about starting a blog, but feel like they should educate themselves and prepare before they start a blog. My biggest piece of advice is to just start a blog right now. You can try to prepare and understand, but blogging is one of those things you really just have to dive right in to learn. You cannot start making money until you start a blog, and blogs don’t have to be perfect to make money.

Many people start a blog through free blogging services like Wix, Blogger, or the free WordPress. Starting a blog on one of these free providers is a mistake. You soon will find that having a free blog will hinder you from working with sponsors and advertisers. You have little control over the free blogs, and you DO NOT own your actual website!

I know a ton of bloggers who started out on these free services, only to realize they soon needed to self-host. They had to go through a major mess of trying to transition everything from their old blog to their new, self-hosted blog. It cost a lot of time and money for them, so I hope you do not make the same mistake!

The good news is that starting a professional blog with Bluehost is easy and VERY affordable. My fiance jokes that my blog was the cheapest hobby to start and the most (or only?) hobby that proves to be profitable!

I chose to start my blog with Bluehost because, after doing a lot of research, I found that most bloggers I knew used them and recommended them. I continue to use Bluehost and have had a great experience with them. They are easy to work with, cheap, and efficient.

And they were easy! I’m not a technical person at all. My fiance is an IT guy, but I set up my blog (and continue to run it) all by myself. Please don’t be intimidated by the term “self-hosted.” If I can do it, I promise you can.

When you register through my link, you get a reduced plan rate at just $3.95 per month (!) and a FREE domain name!

Other advantages to Bluehost is the 24/7 tech support, the ability to have a professional self-hosted blog, and a 30-day money back guarantee. So if you have even been thinking about starting a blog, I would suggest starting one today.

Click here to get the discounted price for Bluehost and your free domain name, and then continue reading the rest of the tutorial for how to set up your very own website.

Once you’ve signed up for your very own website here, follow the simple instructions below.

  1. Choose Your Hosting Plan

Once you’ve signed up for your discounted Bluehost account, you’ll be shown a few different hosting packages and options. Save your money and go with the cheapest “basic” package (shown on the far left). When you’re just starting out blogging, you won’t need anything fancy or huge. Even with thousands of visitors a month, I’m still on the starter package with Bluehost and have had no complaints, plus you can always upgrade at any point.

Bluehost

Remember that Bluehost is very affordable, but it also comes with a money-back guarantee. If you start blogging and decide it isn’t for you, you can always cancel and get a prorated refund for any months you have left on your plan.

2. Choose Your Blog and Domain Name

A domain is just the name of your blog or website, which you get for free when you sign up with Bluehost!

Think about what you want your blog name to be. You want it to be clear, easy to read and understand, and not confusing to spell or type out. You also want it to relate to whatever you’re blogging about.

I named my blog The Latte Budget because I knew the idea of “the latte factor,” or the idea that coffee or other small, convenient purchases ruin budgets, gets Googled frequently.

You can really name your blog whatever you want! I would, however, highly suggest that you make sure your blog name ends in “.com” and not “.me,” “.net,” or any other suffix. In the world today, “.com” is most popular and it causes confusion for those trying to find your website if it isn’t a .com!

Once you choose your domain name, type it in the “new domain” box in Bluehost. This will tell you if it is already taken or not.

A lot of times, your domain name, plus the .com, will already be taken. Don’t get too frustrated! Just get creative with what you want to name your blog. Your blog name is important, but whats even more important is content. No matter what you name your blog, if you have good content, it will be read!

Once you enter in your free domain name, continue to follow through to register your new website. The last screen will list a bunch of extras you can add on, as shown below. Honestly, you don’t really need at this point. I don’t pay for any extras, so I suggest saving your money!

And then, congrats, you officially have your own blog! 🙂

3. Install WordPress into Your Blog

Now you’re not quite done, but you’re getting so close! The next step is to install WordPress onto your blog. WordPress is the actual platform your blog runs on.

Once you’ve completed the prior steps, log into your new Bluehost account. You will see a blue bar at the top of the page. Press “hosting” and then look at the white bar underneath that. You will see the option of “cpanel,” so click that.

When you’re on this page, go under website (not shown in the picture, but it is another box like where it says “marketing,” or “email.” Just keep scrolling down.) Once you’re in the website box, you will see a button that says “Install WordPress.” Click that.

After clicking the “InstallWordPress” icon, follow the directions and click install. You will install WordPress to the new domain you just created. Then go through and create your login info.

Now you are completely set! You can officially enter into your website by opening a new tab. Type in your website, plus /login to the end of the domain. (for example…www.thelattebudget.com/login). Now enter in your username and password and viola! You’re all done!

Really, if you have any questions about how to start your own blog with Bluehost, please let me know! Blogging has honestly provided me with so many opportunities and I want you to see for yourself what a blog can do for you. Please email me with any questions you may have (thelattebudget[at]gmail.com). I am so happy to help!